Get a free 30-year fixed rate quote and find out exactly what you qualify for.
30 Year Fixed Mortgage options offer a constant interest rate and steady monthly payments that never change over the life of the loan. This makes them an excellent choice if you plan to stay in your home for seven years or longer. If you expect to move sooner, other stable-rate loan options may be more cost-effective depending on your goals and timeline.
We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE 30-Year Fixed Rate Mortgage Qualifier.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.
Here’s how our home loan process works:
Complete our simple pre-approval letter request
Receive options based on your unique criteria and scenario
Compare mortgage interest rates and terms
Choose the offer that best fits your needs
Qualifying for a 30-year fixed rate mortgage depends mainly on your credit score, income, debt-to-income ratio and down payment. Conventional 30-year loans typically start at a 620 credit score, with as little as 3% down for some first-time buyers, while FHA and VA 30-year fixed options offer more flexible guidelines.
Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your FREE customized rate comparison below:
